Disclaimer

Last updated: May 2026

Please read this page before relying on any content from OZ Home Loan.

General Information Only

All content published on OZ Home Loan (ozhomeloan.au) is provided for general informational purposes only. It does not constitute:

• Financial product advice under the Corporations Act 2001 (Cth)
• Credit assistance under the National Consumer Credit Protection Act 2009 (Cth)
• Legal or tax advice
• Any professional service or recommendation

OZ Home Loan is not an Australian Credit Licensee and does not hold an Australian Financial Services Licence.

No Substitute for Professional Advice

Home loan interest rates, lender policies, LVR limits, and government scheme eligibility change frequently. Every borrower’s situation is unique. Before making any lending decision, you should:

1. Speak with a licensed mortgage broker (Australian Credit Licensee)
2. Consult a registered financial adviser if relevant to your broader financial position
3. Verify all rates and figures directly with the lender before applying

Accuracy and Currency

We make reasonable efforts to keep all content accurate and current. However, we cannot guarantee that any rate, policy, government scheme threshold, or eligibility criterion shown on this site matches the current lender or government position at the time you read it. Lender policies change without notice. Always verify with the relevant lender or government agency.

Sponsored and Affiliate Content

Some pages contain sponsored content or affiliate links, which are clearly labelled (e.g. “Sponsored”). We may receive a referral fee when you click these links and take action. This does not influence the editorial content of our guides.

Limitation of Liability

To the maximum extent permitted by Australian law, OZ Home Loan and its contributors accept no liability for:

• Any financial loss arising from reliance on content published on this site
• Any lending or investment decision made based on our guides
• Any inaccuracy, omission, or outdated information
• Any third-party website content linked from this site

Contact

If you find an error or outdated information, please email hello@ozhomeloan.au and we will review within 2 business days.

OZ Home Loan operates under Australian law.