Home Loan Resources — Official Australian Links

Key official sources referenced throughout our guides. All links point to Australian government agencies, regulators, and primary data providers.

Regulators & Consumer Protection

• ASIC MoneySmart — Home Loans — Official government comparison guide
• ASIC MoneySmart — Mortgage Calculator
• ASIC MoneySmart — Refinancing
• APRA — Authorised Deposit-taking Institutions — Verify lender authorisation
• AFCA — Australian Financial Complaints Authority — Lodge complaints about lenders or brokers
• ASIC — Credit Licensee Register — Check broker credentials

Government Schemes

• Housing Australia — First Home Guarantee — 5% deposit, no LMI
• Housing Australia — Regional First Home Buyer Guarantee
• Housing Australia — Family Home Guarantee — Single parents, 2% deposit
• ATO — First Home Super Saver Scheme (FHSS)
• ServiceNSW — First Home Buyer Assistance Scheme

Stamp Duty Calculators by State

• NSW Revenue — Transfer Duty Calculator
• State Revenue Office VIC
• QLD OSR — Stamp Duty
• RevenueSA — Stamp Duty
• RevenueWA

RBA & Interest Rates

• RBA — Cash Rate Decisions — Official rate announcements
• RBA — Financial Stability Review
• RBA — Housing Lending Statistics

Market Data

• CoreLogic — Property price data, auction clearance rates
• PropTrack / REA — Market analytics
• SQM Research — Vacancy rates, listings, asking rents
• Domain Research
• NHFIC Housing Research — Supply and affordability data

Tax & Investment

• ATO — Rental Properties Guide
• ATO — Capital Gains Tax
• ATO — Negative Gearing
• SMSF Association

Finding a Broker

• MFAA — Find a Mortgage Broker
• FBAA — Find a Broker

If you find a broken link or have a resource to suggest, email hello@ozhomeloan.au.