Privacy Policy

Last updated: May 2026

OZ Home Loan (ozhomeloan.au) is committed to protecting your privacy. This page explains in plain language what data we collect and how it is handled.

The Short Version

OZ Home Loan is a static information website. We don’t require account registration, and we don’t collect your name, phone number, address, or any personally identifiable information.

What We Don’t Do

• No account registration or login required
• No collection of personal details (name, phone, ID documents)
• No advertising or retargeting pixels (Google Ads, Facebook Pixel, etc.)
• No sale of visitor data to third parties

What May Be Collected

Server Logs

This site is hosted on Cloudflare Pages. Cloudflare automatically records anonymous technical data for security and performance: access time, IP address (for DDoS protection), browser type, and pages visited. This data is held by Cloudflare only. See Cloudflare’s Privacy Policy.

Analytics

If we enable Cloudflare Web Analytics, it is a cookie-free tool that records only aggregate data such as page views and visitor country. We do not use Google Analytics or any cookie-based tracking service.

Cookies

This site does not set any tracking cookies. Preferences such as dark mode are stored in your browser’s localStorage and never sent to any server.

Third-Party Links

Our guides link to lender websites, ASIC MoneySmart, the ATO, Housing Australia, and other external sources. These sites have their own privacy policies. Any sponsored content (clearly labelled) links to third parties such as BizCover, whose own privacy policies apply when you visit their sites.

Your Rights

Because we don’t collect personal information, there is no account data to access, modify, or delete. For any privacy concerns, contact us at the email below.

Changes to This Policy

We may update this policy as our site evolves. The “last updated” date at the top reflects any revisions.

Contact

hello@ozhomeloan.au

This policy is governed by Australian law.